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Home Business Credit Card Scams: Beware
Category: HOME BUSINESS
With the sluggish economy were now living in, the promises of success with home-based businesses seem to be everywhere. After I unwittingly became the victim of one of these scams, I decided to examine them more carefully so I might give advice to others considering the same option.
Most jobs that can be performed at home involved data entry to taking orders through your home phone line for other companies. The opportunity looks great, promises lots of money, and many even back up their claims with a guarantee. Thats what convinced me; if I wasnt satisfied Id simply get my money back.
I spent days researching several ones. I focused one those that did not sell just the software to show you how to make money at home. But actually stated that I was working for them and all I had to do was go to their website and pull data to enter into forms. Sounded easy enough.
The one I chose had the aforementioned guarantee plus I was one of the first several callers so I received a special discount (or so I thought). What I really got was not at all what Id been promised. I knew Id been scammed as soon as I give my information (including my credit card account information). I shouldve known better.
My job was to promote credit cards on a website that I was to enter into hundreds of search engines and through other online media. I hadnt been told that before, nor had I been told I had to apply for several credit cards and that only after I was approved for them would I get paid $20 for each of them. Even that turned out to be elusive since I had to earn $500 first.
I couldnt get paid until Id provided leads. There was always another reason why I couldnt yet get paid and no way to really get answers since they didnt provide a telephone number or online helpjust an email address that was usually ignored (or it replied with generic, automated messages that werent applicable).
I repeatedly requested a refund to no avail and finally tried to call the number that was on my credit card bill. It was based in Australia and the voicemail requested to leave a message and someone would get back to me. This never happened as well. I ended up filing a fraud complaint with my credit card company and currently await a credit to my account.
I hate to admit I was scammed so easily, after all Im a college graduate. Its not nice was being in a state of desperation will do to ones reasoning. I was willing to work hard for it also. I just wasnt given the legitimate chance to do that. Bottom line: remember (as I did not) that if it seems to be too good to be true, it probably is.
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